Boat Insurance in MA – Information Boat Owners Should Know

By Hannah Brown, Newburyport.Com Correspondent, Regional Sales Executive, Personal Lines
I’ve worked in the insurance business for over 15 years and held many different positions within the industry. Working for Cross Insurance has afforded me the resources to put my knowledge to use within the community. What drew me to Cross Insurance was the ability to help people with any insurance need they may have, while still maintaining the feel and service of a small agency. I want to fully protect my clients but also educate them about the coverage we provide. It’s important to me that they feel a part of the process. At the heart of it all, Cross is a family owned business who values hard work and relationships. We look forward to not only helping people in the area protect the things that are most valuable to them, but also to exploring and supporting our new community.
Cross Insurance
Boat Insurance, Cross Insurance Newburyport

Protecting You Out on the Water
While boat insurance may be the last thing on your mind when you are out on the water, having your boat covered not only gives you peace of mind, but can provide you with a financial safety net for things like injuries or theft. Whether it’s sailing, fishing, or speeding along, boating is a wonderful way to experience the beautiful lakes, rivers, and bays of Massachusetts.

What Can Boat Insurance Cover?
Coverage for physical damage to a boat is one of the most obvious reasons to have a policy. However, liability can be an even more important reason to consider having boat insurance. In fact, many private marinas and docks may also ask you for proof of insurance before they let you dock your boat at their property. It is also important to be prepared for the unexpected such as hurricanes, theft or vandalism.

Does My Homeowners Policy Cover My Boat?
You may be thinking- wait, does my homeowners insurance policy cover my boat as well? In most instances, home insurance policies do not provide adequate coverage to protect your boat. To see what coverages you may need, reach out to a local insurance agent. Cross Insurance- Newburyport is conveniently located in the Port Plaza Shopping Center.

Boat Insurance Quotes

It is important to meet with an experienced insurance agent who can help recommend the right solution based on your specific circumstances. Boat insurance coverage will depend on the type of boat you have, the value of the boat and a number of other factors as well. Cross Insurance- Newburyport offers a broad scope of insurance products. Cross is an independent insurance agency, and can help recommend the best insurance carrier to meet your needs. Policy discounts may be available if the insurance carrier is providing coverage for more than one policy. Let a local agent from the Newburyport Cross Insurance team help navigate the process.